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In CRS communities, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community\u2019s efforts that address the three goals of the program:Reduce and avoid flood damage to insurable propertyStrengthen and support the insurance aspects of the National Flood Insurance ProgramFoster comprehensive floodplain managementAn area having special flood, mudflow or flood-related erosion hazards and shown on a Flood Hazard Boundary Map (FHBM) or a Flood Insurance Rate Map (FIRM) Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30, VE or V. The SFHA is the area where the National Flood Insurance Program's (NFIP's) floodplain management regulations must be enforced and the area where the mandatory purchase of flood insurance applies. 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